The TIPP program enables you to disburse your property tax payments over a specified number of monthly instalments.

After paying your current years' taxes in full, you can enroll in this 10 month instalment plan which runs from August 1 to May 1. Pre-authorized withdrawals occur, and prepayment incentives are applied monthly. A final withdrawal may occur on the last business day in June to settle any remaining balances.

New applicants are urged to apply by the 20th of each month for the following month's withdrawal on the 1st. While applications are accepted anytime, payment amounts are calculated according to when you sign up.

Once enrolled, there's no need to reapply annually; the program continues until you submit a cancellation form.

How do I sign up?

Complete the TIPP Cancellation form and return to the City Tax department by the 20th of the month prior to the next TIPP withdrawal. 

For example, if you wish to cancel withdrawals starting May 1, you must cancel by April 20.

Do you have multiple tax accounts?

A cancellation form is required for each tax account to be removed from the program. If you are a condominium owner with a titled parking stall(s) on TIPP, a cancellation form is required for each account.

Selling your property?

If you have sold your property, review your Statement of Adjustments that you signed with your lawyer. Contact your lawyer in the event you have questions about your TIPP credit or property tax balance.

No, a consistent date, the first of each month, is maintained for TIPP withdrawals. Check with your financial institution to set up automatic withdrawal from your bank account. If you set up your own automatic payments, it is your responsibility to ensure all taxes are paid by the last business day in June. If you are on the TIPP program, the City will ensure the final payment is automatically withdrawn.

A full TIPP cycle consists of ten equal instalments automatically withdrawn from your bank account on the first of each month from August to May.

Complete a TIPP application form and tick New Banking Info at the top of the document. Email, mail, or drop off at City Hall with your new banking details by the 20th of the month before the next TIPP withdrawal.

Yes, with monthly payments prorated over the remaining months until May. Initial payments may be higher in the first year, evening out the following year.

TIPP is a pre-payment toward the estimated tax amount for the following year. By the 10th instalment on May 1, close to the full tax amount is collected, with any balance withdrawn on the last business day of June.

​No, you only need to apply once unless you sell your property. The plan continues until you submit a TIPP cancellation form.

No, you must cancel the previous account and reapply. The property tax credit stays with the property and doesn't follow the owner. You should find your TIPP credit amount included in your Statement of Adjustment from your lawyer.

Yes, complete an application for each property.

A supplementary tax bill is issued for new or renovated buildings to an existing building completed during the calendar year. Supplementary levies and estimated tax increases are recalculated in your TIPP payment.